Future Investment

No one knows what the future will bring but it is not very likely that anyone will be able to rely on the social security handouts or even retirement funds. For the majority of us that means investing in our future as there may come a time when it s no longer possible to work, whether we want to or not

There is nothing wrong with having short term savings in a low interest savings account but you cannot expect these to grow at a rate that will provide for the future. There are also other reasons to invest that might not be relate to retirement like paying to educate your offspring, buying a home abroad or an expensive car for example.

If you have the money to invest and want to see a quick and healthy return on your savings then you can invest in the more risky areas where large short term gains can be made. If you are saving for the far off future, such as retirement, you would want to make safer investments that grow over a longer period of time.

The longer you plan this investment the greater the time period allowed for growth and it also allows for an early or unexpected retirement. A great deal of faith has been lost in retirement funds, and those companies that manage them in recent years and Enron is a prime example of this but nor can anyone rely on social security benefits either so this really only leaves investing as a real alternative.

While investment can be very profitable, realistically it has to be looked upon as a long term project or game, one that the result will not be forthcoming until the time you decide to end it. Games require two things, rules and a plan of how it is to be won and investing needs this strategy too. All this is really is a set of rules and steps you need to carry out to invest your money and receive the planned return a a set point in the future.


Every type of fund has different areas that can be used to suit the needs of the investor and as such makes each fund highly individual. You cannot even discuss this subject without mentioning the stock market with millions of companies around the world where stocks can be purchased for long (and short) term financial gain. This is not an area that should be rushed as like a game there are rules and if you do not know them you will not play very well and the chances of winning, reduced so learn what you can before indulging. Achieving your aim of financial freedom must start with researching the subject then putting into play your plan but there is no point starting this unless you are sure that your present financial needs are catered for.